Its easy to overspend during the holiday, we get emotional and start buying for any and everyone. Well here are 4 ways to save money this holiday season.
- Shop at Home: Ever heard of re-gifting, some people think its tacky but why not look around your home for items you bought or were given and have no use for. Rather than let it sit around collecting dust, give it a new home, gift it to someone that will appreciate it. Just make sure you don’t give it to the same person that gave it to you.
- Shop Smarter: This goes without saying, stretch your budget by searching online for the best possible deals using apps like RedLaser, then when you’ve found the best deal, you can save even more by using a coupon go on sites like wow-coupons.com to find a wild range of coupons from a variety of stores.
- Set a Budget: Setting a clear budget before heading to the store could help you from over spending. Before heading out make a list and put a price nest to each person. By creating a budget you have a visual idea on how much you would like to spend on each person so when you are out it makes shopping for the person a bit easier.
- Use Cash: I know its easier said than done, but if possible pay with cash, when we swipe our cards its easy to forget that we have a budget. We lose the emotional connection with the money, by opting to use cash, it makes it a bit hard to over spend. If you must use your card, use it wisely, so you don’t go into the new year in debt.
Details on the H&R Block Emerald Advance line of credit:
H&R Block will begin accepting applications in offices November 25th so set up your appointment today!
All you need to apply is an unexpired government-issued photo ID and your most recent pay stub (no W2 form required!)
You don’t have to be an H&R Block client to apply. The Emerald Advance is a line of credit you can draw from as you need it. You can use it year-round for unexpected expenses and other short-term credit needs. It’s that easy!
Disclosure – Night owl mama has asked me to join in the promotion for $300 Gift card Giveaway sponsored by H&R Block. No compensation was received. The prize was provided and may be shipped to the winner by H&R Block, but all opinions at the top expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random. If you have any questions please ask Night Owl Mama. Thank you
To learn more about H&R Block Emerald Advance line of credit and/or to make an appointment in order to apply in a participating H&R Block office from November 25 to January 15, 2013. please visit H&R Block Emerald Advance.
Enter the Rafflecopter below for you chance to win $300 Gift Card sponsored by H&R Block Complete as many entries as you can to increase your chances of winning. Giveaway ends Dec 15, 2013 at 11:59pm EDT