4 Ways to Save Money This Holiday Season + $300 Gift Card Giveaway! - Afropolitan Mom
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4 Ways to Save Money This Holiday Season + $300 Gift Card Giveaway!

Its easy to overspend during the holiday, we get emotional and start buying for any and everyone.  Well here are 4 ways to save money this holiday season.

  1. Shop at Home: Ever heard of re-gifting, some people think its tacky but why not look around your home for items you bought or were given and have no use for. Rather than let it sit around collecting dust, give it a new home, gift it to someone that will appreciate it. Just make sure you don’t give it to the same person that gave it to you.
  2. Shop Smarter: This goes without saying, stretch your budget by searching online for the best possible deals using apps like RedLaser, then when you’ve found the best deal,  you can save even more by using a coupon go on sites like wow-coupons.com to  find a wild range of coupons from a variety of stores.
  3. Set a Budget: Setting a clear budget before heading to the store could help you from over spending. Before heading out make a list and put a price nest to each person. By creating a budget you have a visual idea on  how much you would like to spend on each person so when you are out it makes shopping for the person a bit easier.
  4. Use Cash: I know its easier said than done, but if possible pay with cash, when we swipe our cards its easy to forget that we have a budget. We lose the emotional connection with the money, by opting to use cash, it makes it a bit hard to over spend. If you must use your card, use it wisely, so you don’t go into the new year in debt.

I’ve partnered with theNightOwlMama.com and Stuckathomemom.com and several other amazing bloggers to bring you this Fabulous $300 Gift Card Giveaway sponsored by H&R Block.

Details on the H&R Block Emerald Advance line of credit:

H&R Block will begin accepting applications in offices November 25th so set up your appointment today!
All you need to apply is an unexpired government-issued photo ID and your most recent pay stub (no W2 form required!)

You don’t have to be an H&R Block client to apply. The Emerald Advance is a line of credit you can draw from as you need it. You can use it year-round for unexpected expenses and other short-term credit needs. It’s that easy!

Disclosure – Night owl mama has asked me to join in the promotion for $300 Gift card Giveaway sponsored by H&R Block. No compensation was received. The prize was provided and may be shipped to the winner by H&R Block, but all opinions at the top expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random. If you have any questions please ask Night Owl Mama. Thank you

To learn more about H&R Block Emerald Advance line of credit and/or to make an appointment in order to apply in a participating H&R Block office from November 25 to January 15, 2013. please visit H&R Block Emerald Advance.

Enter the Rafflecopter below for you chance to win $300 Gift Card sponsored by H&R Block Complete as many entries as you can to increase your chances of winning. Giveaway ends Dec 15, 2013 at 11:59pm EDT

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Kira is the founder of award-winning lifestyle blog focused on family, tech, fashion, beauty, food, fitness, and travel. Prior to launching The Afropolitan Mom, she was a marketing executive in the technology industry. She lives in the suburb of NJ with her husband and two kids. When she's not on carpool duty or scrolling through Insta, she spends time adding items to her shopping cart while binge-watching shows on Netflix!

30 Comments

30 Comments

  1. Lisa Brown

    November 21, 2013 at 8:03 am

    i learned: the I have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund.

  2. Lisa Brown

    November 21, 2013 at 8:09 am

    money saving tip: just don’t over spend, keep to budget with a bit more in case.

  3. Lisa Brown

    November 21, 2013 at 8:10 am

    i save money using coupons

  4. Pam H.

    November 21, 2013 at 6:44 pm

    I learned that Load funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard® for easy access.

  5. Carmen Q.

    November 21, 2013 at 7:23 pm

    I learned you only borrow and repay the specific amount you need.

  6. Carmen Q.

    November 21, 2013 at 7:25 pm

    I save money by using coupons and shopping sales whenever possible

  7. Carmen Q.

    November 21, 2013 at 7:28 pm

    Save on the holidays by using last year’s gift wrap and free Christmas cards that you are mailed from charities

  8. Jody D

    November 22, 2013 at 11:50 am

    I grab up all the gift bags every year to re-use. if you put a tag on the handles they can be removed and reused without looking damaged at all

  9. Tracie

    November 23, 2013 at 8:52 am

    Looking at the information on the website, it seems to be super easy to apply.

  10. Tracie

    November 23, 2013 at 8:53 am

    I comparison shop.

  11. Jody D

    November 23, 2013 at 1:36 pm

    We throw all our coin in a jar during the year and roll it for bonus Holiday grocery money

  12. Rebecca Flansburg "Franticmommy"

    November 23, 2013 at 4:15 pm

    Great tips and I totally agree with the “pay cash.” Start a Christmas fund months in advance to prevent reliance in plastic.

  13. The Frugal Exerciser

    November 23, 2013 at 4:40 pm

    I try to only shop if I need something, not if want it.

  14. Emily

    November 26, 2013 at 8:38 am

    ive learned you can use it all year round.

  15. rebecca shockley

    November 26, 2013 at 11:21 am

    I learned they charge a $45 annual fee, but other fee’s do not exist. I like that!

  16. Amanda

    November 26, 2013 at 1:33 pm

    The boyfriend and I have decided to do our Xmas after Xmas. Neither of us have a lot of money, and this way we don’t have to worry about someone else getting each other the same things 🙂

  17. Amanda

    November 26, 2013 at 1:35 pm

    I learned from the H&R Block site that they offer health insurance. I didn’t know that!

  18. Desiree H

    November 27, 2013 at 11:12 am

    Buy in bulk in order to save money for Thanksgiving!

  19. Desiree H

    November 27, 2013 at 11:14 am

    I save money by using coupons!

  20. Jody D

    November 30, 2013 at 2:43 pm

    Make the list and stick to it!

  21. Tammy Woodall

    December 1, 2013 at 3:24 am

    I learned that H&R Blocks now offers an Emerald Advance(R) Line of Credit – which is a good way to help with “unexpected expenses” and “emergencies.” I did not realize H&R Block offered this – I thought the only did taxes.

  22. Jody D

    December 1, 2013 at 11:09 am

    We roll all our yearly coin for extra Christmas grocery money

  23. The Frugal Exerciser

    December 1, 2013 at 7:27 pm

    Load your family in your car and go look at the neighborhood lighting display, it is cheap and the kids love it.

  24. Jody D

    December 2, 2013 at 10:59 am

    Shop online. saves gas and you don’t impulse buy

  25. Jody D

    December 3, 2013 at 4:04 pm

    Large families can always draw names in Nov to keep the costs down

  26. Jody D

    December 7, 2013 at 1:14 pm

    Pay cash to avoid interest charges on cards

  27. Jody D

    December 8, 2013 at 2:25 pm

    Take advantage of the post holiday sales to stock up on cards and wrap for next year

  28. judy

    December 10, 2013 at 3:56 pm

    i learned it looks super easy to apply for.

  29. judy

    December 10, 2013 at 3:59 pm

    we save money buy taking the back off christmas cards we got last year and recycling the front as gift tags .

  30. judy

    December 10, 2013 at 4:01 pm

    one we i cut down on the cost of holiday presents is all year when I do laundry and also when I get change (coins) the money gets saved in a big jug. The week before Thanksgiving I cash it in at my bank (they don’t charge for customers) and that money is normally enough to get most of my christmas shopping done.

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